Affordable Financing
Accessible Growth
Enabling export growth through empowered exporters & financial institutions.

E-EFS
The EXIM-Administered Export Finance Scheme(E-EFS) facility provides short-term working capital for exporters under two categories:
TRANSACTION-BASED FINANCING | PERFORMANCE-BASED FINANCING | ||
Tenor | Up to 180 Days. | Tenor | Up to 180 Days. |
Eligibility | As per SBP’s E.F.S. criteria. | Eligibility | As per SBP’s E.F.S. criteria. |
Financing Modality | Participating Financial Institutions(P.F.Is.) finance from their own liquidity. | Financing Modality | Participating Financial Institutions(P.F.Is.) finance from their own liquidity. |
Subsidy | EXIM Bank provides rate subsidy on behalf of the Government of Pakistan(G.o.P.), disbursed quarterly. | Subsidy | EXIM Bank provides rate subsidy on behalf of the Government of Pakistan(G.o.P.), disbursed quarterly. |
End-User Rate | SBP Policy Rate – 3% | End-User Rate | SBP Policy Rate – 3% |
E-EFS ENHANCEMENT PLAN
Launched under the Hon’ble Prime Minister’s directive to broaden access and support S.M.E. exporters, the E-EFS Enhancement Plan mirrors the features of E-EFS with additional focus on inclusivity.
E-EFS ENHANCEMENT PLAN | |
Allocation | 40% of limits reserved for S.M.E. exporters. |
Eligibility | As per SBP’s E.F.S. criteria. |
Financing Modality | Participating Financial Institutions(P.F.Is.) finance from their own liquidity. |
Subsidy | EXIM Bank provides rate subsidy on behalf of the Government of Pakistan(G.o.P.), disbursed quarterly. |
End-User Rate | SBP Policy Rate – 3% |
Need Assistance?
For further information or to submit a query, please email us at:
📧 support.eefs@eximbank.gov.pk


